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WarrenWe haven't ever timed anything. We've never figured out insights into the economy. When I was 11 years old, March 12th, I guess, in 1942, you know, March 11th, you know, I bought stock when the Dow was 90, well, it was 101 in the morning. It was 99 at the end of the day, I think. And, you know, now it's 34,000 or maybe it's 1,000. thousand less than it was on Thursday. But I just, you know, it's one decision that it's a good thing to an American business. And, you know, if the Harvard endowment had come to see me and it's 11-year-old. And General Warner's pension fund or something. And they said, well, no, but we have to have a balance and we have to maybe have 60% and then we have to sit around every three months and listen to a bunch of managers. It was just done better if they'd just taken some darts and throwing them and just said, we're going to be in America 50 years from now and 100 years from now and we'll do better in stocks than we will in bonds. It's amazing how hard people make what a simple game it is. But of course, if they told everybody what a simple game it was, then 90% of the income or more of the people that were speaking would disappear. So there's really a little, too much of us to expect of human nature that people will explain why they really aren't adding any value to what you can do by yourself or actually you're, you know, I hate to use the example, but you can't have monkeys throwing darts at the page and, you know, take away the management fees and everything. I'll bet on the monkeys, but I don't consider them a superior species and I don't want them to move next door instead of my next door neighbor or anything. But that is the way it's just the way it has to be. Charlie, you have any cheerful to say?
CharlieWell, frequently in the wealth advisory business the way it used to be, you go to your resident advisor and you say, what should I do to protect myself for the future? And he says, why don't you give me $50,000 in your net worth now? That's my contribution to your future. It's a peculiar business. I would argue that in a lot of the wealth advisory business, people are charging for skill and delivering closet indexization. In other words, nobody can stand being that different from the crowd, results, they're afraid they'll lose their fees. So everybody does the same thing. It's mildly ridiculous. The world is mildly ridiculous.